3. Georgia Bulldogs

(Kim Klement-USA TODAY Sports)

To make the playoff, Georgia most likely has to not just return to the SEC championship game, but also win this time, which also likely means beating Alabama. After having leads in the 2017-18 national championship game and last year’s conference title game, the Bulldogs lost to the Crimson Tide. But between quarterback Jake Fromm and running back D’Andre Swift, this might be their year.

Make the playoff: +120
Miss the playoff: -150